Meet Ravelle. Ravelle is a lovely, smart, educated 74 year old woman. Ravelle teaches at NYU and does freelance work in PR. Ravelle is also 74 years old and admits she never saved a penny for retirement (http://finance.yahoo.com/news/pf_article_111154.html).Ravelle always thought that retirement would take care of itself.

Retirement does not take care of itself – you do! Ravelle is not alone.  Many women delay putting into place money saving strategies to take care of themselves.

According to Professor Annamaria Lusardi “there is a very low level of financial knowledge among the population, especially among women” (http://www.minneapolisfed.org/publications_papers/pub_display.cfm?id=4306) – this is a serious problem for women.

Don’t be one of the women who wakes up at age 74 and finds that you don’t have enough money – do something today because tomorrow does not take care of itself – you do!